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Anyway around bad credit?

Started by The Moon Man, Jul 8, 2015, in Life Add to Reading List

  1. The Moon Man
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    The Moon Man Out of my mind

    Jul 8, 2015
    I am trying to get myself an iPhone 6 and I don't have the money to pay outright so I am thinking of going pay monthly. As I'm a student I can get 64gb for £21 a month but in order to pay in installments you have to go through a bank finance. I applied but they declined because my credit wasn't good enough which leads to the original question

    Is there any way around bad credit or does anybody know of any bad credit loans that would lend £619 and allow me to pay back around £20 a month?
     
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  2. Charlie Work
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    Charlie Work Level 5 Goblin

    Jul 8, 2015
    Do you have bad credit or no credit? Pretty easy to build some.
     
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  3. The Moon Man
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    The Moon Man Out of my mind

    Jul 8, 2015
    My credit is very poor right now, got loads of payments I failed to make and loads of failed finance attempts
     
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  4. Charlie Work
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    Charlie Work Level 5 Goblin

    Jul 8, 2015
    Lol ur f-----.
     
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  5. Soldier
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    Soldier big cuntry's alias

    Jul 8, 2015
    and you are worried about getting an iPhone 6... pathetic sheep
     
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  6. The Moon Man
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    The Moon Man Out of my mind

    Jul 8, 2015
    Not worried about it but I'd like one and the reason my credit is so low is because I lost my job, all my debts are being paid off monthly giving what I can afford to them and I have a spare £20 for a new phone, don't think that makes me pathetic
     
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  7. Worm
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    Worm Big Perm Big Worm

    Jul 8, 2015
    you should use that spare (weird symbol)20 and use it to pay down your debt faster. Only way to improve your credit is to make all of the payments, not add new ones
     
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  8. Flacko
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    Flacko Too Blessed To Be Humble

    Jul 8, 2015
    Wait how do you get it so cheap. Can you link me to that offer?
     
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  9. aquaberryares
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    aquaberryares one time I made sex

    Jul 8, 2015
    Sounds like the last thing you need is more debt. It's easier to live without an iphone 6 than it is with a lifetime of debt and bad credit. Sometimes you just gotta bite the bullet.

    If you feel you really need the phone put away those 20 a month somewhere and when you have enough to pay for it up front do it.
     
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  10. The Moon Man
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    The Moon Man Out of my mind

    Jul 8, 2015
    It's through apple student
     
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  11. Flacko
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    Flacko Too Blessed To Be Humble

    Jul 8, 2015
    Nice thats a really good deal. Will take it up.
     
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  12. Disclosure
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    Disclosure R&B Stan

    Jul 8, 2015
    For an iphone 6, don't be stupid.
     
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  13. Red Rum
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    Red Rum

    Jul 8, 2015
    Sell drugs and take the profit and buy an iPhone
     
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  14. FLORIDA MAN
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    FLORIDA MAN

    Jul 8, 2015
    Only way around bad credit is cash.
     
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  15. sxneighty123
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    sxneighty123 ⚡

    Jul 8, 2015
    Fake passport bruh, new identity fixes all the problems.
     
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